Our Market

"Equity Release is a way of getting cash from the value of your home without having to move out of it"

‘Raising money from your home’ FSA

Equity release helps provide a decent quality of life for homeowners in or approaching retirement faced with income or savings falling short of their financial need.

Pensioners tend to be asset rich and income poor. In 2009, over 65s owned £800bn* of property. Total cash withdrawn against properties through equity release is estimated at just under £9,800m**.

*Data Source: The Wriglesworth Consultancy

**Data Source: SHIP data since 1997


Current trends widening the gap between asset wealth and insufficient income Inadequate pension provision (state and private) Increased longevity Income falling behind aspirations and inflation		People have increasingly diverse objectives Maintain or improve standard of living Fund long term care needs Supplement inadequate pension provision Form part of tax and estate planning